NHIS Says Health Insurance Not Only For Government Workers

LAGOS/Nigeria: The National Health Insurance Scheme (NHIS) on Tuesday said that the scheme was not for government workers alone but for all Nigerians.

The Executive Secretary, NHIS, Prof. Nasir Sambo, made this known at the 2021 Lagos International Trade Fair.

Sambo represented by Mr Femi Akingbade, Zonal Coordinator, NHIS Lagos said NHIS had introduced a programme for all families to benefit from the insurance scheme.

He said that the programme was for groups, individual and Family Social Health Insurance Programme (GIFSHIP) which was launched in November 2020.

According to him, there is a notion which people believe that health insurance is for people that work for the government and that is what we are here to change today.

“The national health insurance scheme is not only for those that are employed by the Federal Government.

“We are actually creating value, programmes for individuals, family members and groups.

“And in line with that, we are partnering with state government to be able to make sure that health insurance is mandatory at all levels and also for all citizens,” he said.

He noted that most times, people do not prepare for the catastrophic nature of health care adding that the cost of health care today was so astronomical.

Sambo said that the cost of health care could actually push people into poverty.

“With health insurance, you actually prepay for when you are going to need the health care and that is why we are here today.

“We want to reiterate the stand of NHIS because our main function is the provision of affordable and quality health care services to all Nigerians.

“The country is shifting from communicable to non-communicable diseases, and the number of people being diagnosed of non-communicable diseases is on the rise and the cost of treating the disease is high.

“With insurance all these things can be curbed,” he said.

Dr Kapoona Etena, Deputy Manager, Former Sector Department, NHIS noted that the criteria to join the scheme was the ability to pay or be paid for.

She said that individuals and philanthropists could pay for the low income earners.

Etena said that it had three contributory rate: individual which had up to three persons at N45,000 per annum; family, minimum of four and up to nine persons at N 60,000 per annum.

She said that for the family, each additional person would pay N15, 000 and for group, it had a minimum of ten persons at the rate of N150, 000.

“The benefits are under three categories; primary, secondary and tertiary cares. What the primary cannot carry the secondary will and likewise the tertiary.

“This programme formalises the informal sector, it brings everyone on board, it is affordable and very comprehensive,” she said.

Ndokwa Reporters

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